Medicare Planning of California

When United Healthcare abruptly exited the California Medicare Advantage market without clear communication, I was left feeling anxious, exposed, and overwhelmed — especially while managing ongoing health complications from Long COVID. Navigating Medicare is complex under normal circumstances; doing so unexpectedly and without guidance was extremely stressful. After many frustrating calls and online searches, I was referred to Rick Porras — truly a diamond in the rough... Rick responded immediately. He followed Medicare’s required process, then took the time to meet with me face-to-face for over 90 minutes to thoroughly understand my medical history, doctors, prescriptions, and concerns. His knowledge of Medicare, supplemental plans, and the rapidly changing California market was excepti

Rick is our Go-To Medicare Expert! We love working with Rick and his team. He is trustworthy, patient and listens to our needs. He was able to find a plan that really fits our needs. We highly recommend him. We have referred several of our friend to him.

In a time of crisis when my mother had to move to California from out of state due to sudden health decline and her HMO-insurance was state-based, Rick helped us -- on a Saturday! -- to quickly select a local health plan and to get her registered before the start of the month. We are so grateful for his assistance in our time of need! He was very knowledgeable and answered our many questions patiently. Thank you, Rick, for providing this valuable service. We are so grateful for your help.

Rick is courteous, friendly, knowledgeable, and helpful. I met him in person at my home. I also communicated with him via text, phone, and email. He always manages to get things done quickly and follows up to ensure that I have all of the information that I need. I would work with Rick again.

Been with Medicare for a few years now. Every time there's new plans or changes I put my trust in Rick Porras to determine what works best for me. He is extremely helpful and always answers my questions clearly. Highly recommend him.